Fees & Insurance
In-network & Out-of-network plans accepted
In network insurance
Aetna
First Health
Horizon BCBS, PPO
Kaiser Permanente
Medicare Plan B
Medicaid / NJ Family Care with Horizon NJ Health, Aetna Better Health of NJ, United Healthcare Community Plan & WellCare.
Out of network insurance
Cigna
Clover
Emblem Health
United Health Care, and others
Most out-of-network insurance plans will cover 70% of the cost of the treatment session. This percentage is paid after you pay your annual deductible.
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Call your insurance provider and ask:
1. Do I have out-of-network mental health benefits?
2. What is my out-of-network deductible? Have I met the deductible?
3. What is my co-insurance for out-of-network services?
4. If I have out-of-network benefits, will I be reimbursed the full amount I paid, or a percentage? What percentage?
5. Do you cover services for couples therapy?
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1. Do you cover the procedural codes 90834 and 90837 for individual therapy?
2. Do you cover the procedural codes 90847 and 90846 for family therapy?
3. Do I have telehealth coverage for the procedural codes above with the modifier 95?
4. What is the maximum allowed amount for the above procedural codes?
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Individual - $183+
Couples Therapy - $283+
Family or Group Therapy - Call for rate.